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Finance Calculators

Free calculators for mortgage, loans, investments, taxes, and personal finance.

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Mortgage Calculator Calculate your monthly mortgage payment including principal, interest, taxes, an
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Loan Calculator Calculate monthly loan payments, total interest, and total cost for any personal
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Compound Interest Calculator Calculate compound interest with monthly contributions. See how your money grows
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Savings Calculator Calculate how much your savings will grow with regular monthly deposits. See you
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Investment Calculator Calculate the future value of investments with monthly contributions. See how mu
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Auto Loan Calculator Calculate your monthly car payment, total interest, and total cost for any auto
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Retirement Calculator Calculate your retirement savings balance and estimated monthly income. See how
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Salary Calculator Convert annual salary to hourly, daily, weekly, bi-weekly, and monthly pay. Inst
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Paycheck Calculator Estimate your take-home pay after federal taxes, state taxes, FICA, and deductio
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Tip Calculator Calculate tip amount and total bill instantly. Split the bill between multiple p
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Amortization Calculator Calculate monthly loan payments and total interest for any amortizing loan. See
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Interest Calculator Calculate compound interest earned on any principal amount. Compare simple vs co
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Down Payment Calculator Calculate how much you need for a down payment on a home. See total cash needed
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Debt Payoff Calculator Calculate how long it takes to pay off debt and total interest paid. See your de
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Credit Card Payoff Calculator Calculate how long to pay off credit card debt and total interest cost. See the
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Savings Goal Calculator Calculate how long it takes to reach your savings goal. Enter your target amount
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Income Tax Calculator Estimate your 2024–2025 federal income tax using current tax brackets. See your
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Sales Tax Calculator Calculate sales tax amount and total price with tax. Also reverse-calculate the
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Inflation Calculator Calculate the future value of money adjusted for inflation. See how inflation er
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Net Worth Calculator Calculate your net worth by adding up all assets and subtracting all liabilities
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Budget Calculator Calculate your monthly budget surplus or deficit. Track income vs expenses acros
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ROI Calculator Calculate return on investment (ROI) percentage, net profit, and annualized ROI
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Simple Interest Calculator Calculate simple interest using the I = P × R × T formula. Find interest earned
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Hourly to Salary Calculator Convert hourly wage to annual salary. Calculate yearly, monthly, bi-weekly, and
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Rent vs Buy Calculator Compare the true cost of renting vs buying a home over your time horizon. Includ
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Currency Converter Convert between USD, EUR, GBP, JPY, CAD, AUD, CHF, CNY, INR, MXN and more. Appro
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House Affordability Calculator Find out how much house you can afford based on your income, debts, and down pay
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Student Loan Calculator Calculate monthly student loan payments, total interest, and payoff timeline. Co
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401(k) Calculator Project your 401(k) balance at retirement based on salary, contributions, employ
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Refinance Calculator Calculate your monthly savings, break-even point, and total savings from refinan
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CD Calculator (Certificate of Deposit) Calculate the maturity value and interest earned on a Certificate of Deposit. Co
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Present Value Calculator Calculate the present value of a future sum, annuity, or growing annuity. Includ
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Car Lease Calculator Calculate your monthly car lease payment using vehicle price, residual value, an
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Closing Cost Calculator Estimate home buying closing costs including origination, appraisal, title, and
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Annuity Calculator Calculate annuity payments from a lump sum investment. Find monthly income, tota
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Tax Refund Calculator Estimate your 2026 federal tax refund or amount owed. Uses 2026 tax brackets and
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Stock Profit Calculator Calculate stock trade profit or loss, ROI, and after-tax gains. Supports multipl
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Estate Tax Calculator Estimate 2026 federal estate tax using the $7M exemption after the TCJA sunset.
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Rental Property Calculator Calculate rental property cash flow, cap rate, and cash-on-cash return. Full exp
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Pension Calculator Calculate your defined benefit pension amount using years of service, final sala
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Tax Bracket Calculator Find your 2026 federal tax bracket, marginal rate, and effective rate instantly.
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APR Calculator Calculate the true Annual Percentage Rate (APR) on any loan. See how origination
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Roth IRA Calculator Calculate your Roth IRA balance at retirement with 2026 contribution limits ($7,
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Payroll Tax Calculator Calculate employer payroll taxes including FICA (Social Security 6.2% + Medicare
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Stock Average Calculator Calculate your weighted average stock price across multiple purchases. See total
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Capital Gains Tax Calculator (2026) Calculate federal capital gains tax for stocks, crypto, and real estate. Include
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Cost of Living Calculator — Compare Cities & Salaries Compare cost of living between cities and calculate the equivalent salary needed
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Debt-to-Income (DTI) Ratio Calculator Calculate your debt-to-income ratio for mortgage qualification. Check front-end
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Future Value Calculator — FV of Investments Calculate the future value of a lump sum or recurring investments with compound
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Mortgage Points Calculator — Is Buying Points Worth It? Calculate the break-even period for buying mortgage discount points. Compare 0,
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Cash Back Calculator — Maximize Credit Card Rewards Calculate how much cash back you earn per year by spending category. Compare fla
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Moving Cost Calculator Estimate moving costs for local and long-distance moves. Compare DIY truck renta
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Rent Affordability Calculator Calculate how much rent you can afford based on income, debt, and expenses using
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CAGR Calculator Calculate compound annual growth rate (CAGR) from beginning and ending values. I
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HELOC Calculator Calculate HELOC monthly payments during draw and repayment periods. Compare HELO
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Dividend Calculator Calculate annual dividend income from stocks, ETFs, and REITs. Model DRIP reinve
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Take-Home Pay Calculator Calculate your take-home pay after federal and state taxes, Social Security, Med
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Emergency Fund Calculator Calculate your ideal emergency fund size based on monthly expenses and risk prof
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Home Equity Calculator Calculate your home equity, loan-to-value ratio, and tappable equity. Project eq
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Car Payment Calculator Calculate your monthly car payment, total interest, and out-the-door cost. Inclu
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Personal Loan Calculator Calculate your personal loan monthly payment, total interest, and effective APR
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Mortgage Payoff Calculator Calculate how much time and interest you save by making extra mortgage payments.
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Property Tax Calculator Calculate annual and monthly property taxes by rate or assessment ratio. Compare
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Social Security Calculator Estimate your Social Security monthly benefit using the 2026 PIA formula with be
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Life Insurance Calculator Calculate how much life insurance coverage you need using income replacement, th
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Boat Loan Calculator Calculate your monthly boat loan payment, total interest, and full cost of owner
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College Savings Calculator Calculate how much to save for college using a 529 plan. Projects inflation-adju
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Interest Rate Calculator Calculate the implied interest rate (APR) from a loan principal, monthly payment
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Bond Yield Calculator Calculate bond current yield, yield to maturity (YTM), yield to call (YTC), Maca
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RV Loan Calculator Calculate your monthly RV loan payment, total interest, and full cost of ownersh
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FIRE Calculator Calculate your FIRE number, years to financial independence, and Coast FI target
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Cap Rate Calculator Calculate capitalization rate for investment properties. Includes NOI from expen
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Crypto Profit Calculator Calculate cryptocurrency profit, loss, and ROI. Includes DCA (dollar cost averag
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Effective Annual Rate Calculator Convert nominal APR to EAR with daily, monthly, quarterly, semi-annual, and cont
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Tax-Equivalent Yield Calculator Calculate the tax-equivalent yield of municipal bonds vs taxable bonds. Compare
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Real Estate Commission Calculator Calculate real estate agent commission, listing vs buyer agent split, seller net
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Lease vs Buy Calculator Compare the true cost of leasing vs. buying a vehicle or equipment. Includes tot
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NPV Calculator Calculate Net Present Value (NPV), Internal Rate of Return (IRR), MIRR, and Prof
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College Cost Calculator Estimate the total cost of college including tuition, room & board, books, and f
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Mortgage Insurance (PMI) Calculator Calculate your monthly PMI cost, annual PMI expense, current LTV ratio, and when
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Tax Withholding Calculator (W-4) Calculate your recommended W-4 withholding for 2026. Estimate federal income tax
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IRR Calculator Calculate Internal Rate of Return (IRR) for equal or variable cash flows. Compar
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Black-Scholes Options Pricing Calculator Calculate European call and put option prices using the Black-Scholes model. Inc
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Option Greeks Calculator Calculate all 5 option Greeks: Delta, Gamma, Theta, Vega, and Rho for call and p
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Implied Volatility Calculator Calculate implied volatility (IV) from a market option price using Newton-Raphso
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Covered Call Calculator Calculate covered call P&L, maximum profit, breakeven price, and annualized retu
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Iron Condor Calculator Calculate iron condor max profit, max loss, breakeven prices, and probability of
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Forex Pip Calculator Calculate forex pip value in USD and total P&L for any currency pair and lot siz
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Forex Position Size Calculator Calculate forex position size based on account balance, risk percentage, and sto
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Margin Call Calculator Calculate when a margin call is triggered for stocks (Reg T), forex, and crypto.
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Sharpe Ratio Calculator Calculate the Sharpe ratio to measure risk-adjusted portfolio performance. Compa
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Sortino Ratio Calculator Calculate the Sortino ratio using downside deviation instead of total volatility
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Beta Calculator Calculate stock beta (β) from return series or variance/covariance inputs. Inclu
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CAPM Calculator Calculate expected return using the Capital Asset Pricing Model (CAPM): E(R) = R
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WACC Calculator Calculate Weighted Average Cost of Capital (WACC) for DCF valuation. Includes 3-
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Bond Duration Calculator Calculate Macaulay Duration and Modified Duration for bonds. Includes DV01 (doll
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Bond Convexity Calculator Calculate bond convexity and estimate price changes for large yield moves using
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Yield to Maturity Calculator Calculate precise Yield to Maturity (YTM) using Newton-Raphson bisection. Compar
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DCF Calculator Calculate enterprise value using Discounted Cash Flow (DCF) analysis. Includes 5
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Dividend Discount Model Calculator Calculate intrinsic stock value using the Dividend Discount Model (DDM). Include
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Enterprise Value Calculator Calculate Enterprise Value (EV) from market cap, debt, cash, preferred stock, an
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P/E Ratio Calculator Calculate Price-to-Earnings ratio, earnings yield, forward P/E, PEG ratio, Shill
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Kelly Criterion Calculator Calculate the optimal Kelly fraction f* = (bp − q) / b for sports betting and in
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HSA Calculator Calculate your HSA balance at retirement with 2026 contribution limits ($4,400 s
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FSA Calculator Calculate FSA tax savings with 2026 limits: Healthcare FSA $3,300, Dependent Car
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RMD Calculator Calculate your Required Minimum Distribution using 2026 IRS Uniform Lifetime Tab
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Roth Conversion Calculator Calculate whether a Roth IRA conversion makes sense. Compare tax cost now vs fut
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Inherited IRA Calculator Calculate required distributions for inherited IRAs under the SECURE Act 2019 10
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Reverse Mortgage Calculator Calculate HECM reverse mortgage loan amounts, monthly payments, and line of cred
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Mortgage Recast Calculator Calculate your new monthly mortgage payment after a recast. A lump-sum payment r
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PITI Calculator Calculate your full monthly PITI mortgage payment with a detailed breakdown of P
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Escrow Calculator Calculate your monthly mortgage escrow payment for property taxes and homeowners
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Charitable Donation Tax Calculator Calculate the tax savings on charitable donations in 2026. Compare cash vs appre
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Dollar-Cost Averaging Crypto Calculator Calculate the results of dollar-cost averaging into Bitcoin or crypto. Compare D
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NFT ROI Calculator Calculate your net profit and ROI from buying and selling NFTs. Accounts for mar
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Crypto Staking Calculator Calculate crypto staking rewards, APY compound growth, and after-tax returns. Su
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Impermanent Loss Calculator Calculate impermanent loss for DeFi liquidity providers. Supports Uniswap V2 50/
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Mining Profitability Calculator Calculate Bitcoin and GPU mining profitability. Input hash rate, electricity cos
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Gas Fee Calculator Calculate Ethereum gas fees in ETH and USD. Supports EIP-1559 base fee + priorit
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XIRR Calculator Calculate XIRR (Extended Internal Rate of Return) for investments with irregular